Processing cash payments currently costs the council £65,000 a year and taking into account the extra parking meters planned, swapping to all card payments could save the council £100,000 a year, the report said.
Other measures include scrapping parking charge refunds for users of leisure centres in Crewe and Nantwich.
Demand-responsive parking is also set to be introduced at the Royal Arcade multi-storey car park in Crewe, which is currently under construction.
In other areas, the approach has seen fees rise at busier times of the day.
Similar schemes could come into force in Macclesfield and Wilmslow.
Craig Browne, deputy leader of the council, said: “Doing nothing and sticking with the same parking regime is not only something that we cannot afford to do, but would mean that we continue with the inherited, unfair legacy where some of our residents pay to park in their local town centre, and others do not.”
The proposals to approve the charges will be discussed by the council’s highways and transport committee on 25 January, external.